Motorcycle insurance is crucial for safeguarding your finances in case of an accident. From basic liability coverage to comprehensive policies covering unique features and accessories, you can tailor your motorcycle insurance to meet your needs. Understanding your coverage options empowers you to ride confidently.  

Contact Greening Abercrombie Insurance in North Haven, Connecticut, to learn more about your motorcycle insurance options.  

Is Motorcycle Insurance Required? 
Connecticut laws require motorcyclists to maintain minimum amounts of bodily injury and property damage liability insurance to drive on public roads.  

Liability coverage may help pay for third-party accident-related injuries and property damage up to the policy’s dollar limits. Your agent may recommend purchasing more than Connecticut’s minimum required amounts of liability coverage.  

Components of a Motorcycle Insurance Policy 
A motorcycle insurance policy can be tailored to meet your specific needs. Standard motorcycle insurance typically includes several types of coverage to protect you and your motorcycle. The following are common coverage options for motorcycle insurance policies: 

• Liability insurance—This coverage may help pay for bodily injuries and property damage caused by you in an accident. 
• Collision coverage—This coverage may help cover the costs of repairing or replacing your motorcycle if it sustains damage in an accident with another vehicle or object. 
• Comprehensive coverage—This coverage may help cover damage to your motorcycle sustained in non-collision incidents such as theft, fire or vandalism.
• Medical payments coverage—This coverage may help cover medical treatment and hospitalization expenses for you and your passenger resulting from an accident, regardless of fault.
• Uninsured/underinsured motorist coverage—This coverage may help cover damage to your motorcycle and your injuries if you are involved in an accident with a motorist who lacks sufficient liability insurance to pay for damages.