Homeowners Insurance in Camden, Connecticut
Homeowners Insurance Quote Forms
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Homeowners Insurance Information
Buying a home is a significant investment. As you’re in your home and accumulate possessions, maintenance costs and other upkeep, your home’s value continues to rise. Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your place, as well as furnishings and other assets within your home. It can also offer liability for incidents on and off your property.
Common Homeowners Insurance Questions:
What Does Homeowners Insurance Cover?
A home insurance policy may include the following:
Ask a Greening, Abercrombie & Piekarski Insurance agent about additional coverages you may want to tailor your home insurance policy.
Dwelling coverage provides compensation for damages to your house, garage and often detached buildings due to fire, weather theft, vandalism or other hazards.
Personal belongings coverage provides compensation for loss of or damage to your personal items due to hazards.
Liabilitycoverage covers expenses related to bodily injury and property damage someone else may suffer on your property.
Additional living expenses coverage coversthe cost of temporarily moving, including paying for dining or hotel bills, if the home is rendered uninhabitable by a disaster.
Is Homeowners Insurance Required in Connecticut?
Unlike auto insurance, homeowners insurance is not required in Connecticut. However, mortgage lenders will likely require you to maintain a homeowners insurance policy for the loan duration.
How Much Homeowners Insurance Do I Need?
Your home is unique, from its shape and size to the materials used to build it. In addition, your possessions have wide-ranging values.
As such, coverage limits depend on the value of your home and your liability risks. A Greening, Abercrombie & Piekarski Insurance agent can ensure you have enough structure protection to rebuild the house and adjust your possessions coverage to match the total value of your belongings. On average, it’s recommended that you carry at least 80% of your home’s total replacement cost value in home insurance.
How Much Should Homeowners Insurance Cost?
The average cost of home insurance depends on policy limits, deductibles, the value of your home and more. Fill out a quote form to discover how much you can save on home insurance with Greening, Abercrombie & Piekarski Insurance.
Insure Your Home for Peace of Mind
Home insurance is one of the most important coverages you can buy, and Greening, Abercrombie & Piekarski Insurance understands how precious your home is. Call us today at 203-239-3395 or fill out a free online quote to start insuring one of your biggest investments.